JUST FOR TODAY

I found this on one note in facebook. I find it very good, and hence here it is...

1. Just for today I will be happy. This assumes that what Abraham Lincoln said is true, that “most folks are about as happy as they make up their minds to be.” Happiness is from within; it is not a matter of external.

2. Just for today I will try to adjust myself to what is, and not try to adjust everything to my own desires. I will take my family, my studies, and my luck as they come and fit myself to them.

3. Just for today I will take care of my body. I will exercise it, care for it, nourish it, not abuse it nor neglect it, so that it will be a perfect machine for my bidding.

4. Just for today I will try to strengthen my mind. I will learn something useful. I will not be a mental loafer. I will read something that requires effort, thought and concentration.

5. Just for today I will exercise my soul in 2 ways; I will do somebody a good turn and not get found out. I will do at least 2 things I don’t want to do, just for exercise.

6. Just for today I will be agreeable. I will look as well as I can, dress as becomingly as possible, talk low, act courteously, be liberal with praise, criticize not at all, nor find fault with anything and not try to regulate or improve anyone.

7. Just for today I will try to live through this day only, not to tackle my whole life problem at once. I can do things in 12 hours that would appall me if I had to keep them up for a lifetime.

8. Just for today I will have a program. I will write down what I expect to do every hour. I may not follow it exactly, but I will have it. It will eliminate two pests, hurrying and indecision.

9. Just for today I will have a quiet half-hour all by myself and relax. In this half-hour sometimes I will think of God, so as to get a little more perspective into my life.

10. Just for today I will be unafraid, especially I will not be afraid to be happy, to enjoy what is beautiful, to love, and to believe that those I love, love me.

FANTASTIC!! :D

The Financial Crisis, as Explained to My Fourteen-Year-Old Sister

by Kevin Nguyen on October 1, 2008

Economist Kevin Nguyen explains the country’s economic woes to his younger sister, using Pokémon as an analogy. Seriously.

The following is an actual conversation I had with my younger sister, Olivia. She likes to draw, play World of Warcraft, and now, she’s the only fourteen-year-old girl who understands the U.S. economic crisis.

Kevin: Have you been following the news?

Olivia: Yeah, I don’t really get it.

Kevin: Imagine that I let you borrow $50, but in exchange for my generosity, you promise to pay me back the $50 with an extra $10 in interest. To make sure you pay me back, I take your Charizard Pokémon card as collateral.

Olivia: Kevin, I don’t play Pokémon anymore.

Kevin: I’m getting to that. Let’s say that the Charizard is worth $50, so in case you decide to not return my money, at least I’ll have something that’s worth what I loaned out.

Olivia: Okay.

Kevin: But one day, people realize that Pokémon is stupid and everyone decides that the cards are overvalued. That’s right—everybody turned twelve on the same day! Now your Charizard is only worth, say, $25.

Olivia: Uh-huh.

Kevin: At the same time, you’re having trouble paying back the $60 you owe me. So what would you rather do: try and pay me back the $60 or just default and give me your $25 Charizard?

Olivia: I’d give you the Charizard.

Kevin: Exactly. Who wouldn’t? Now, the bank—I mean me—has lost $25 when I expected to make $10. What’s the lesson here?

Olivia: Pokémon is dumb.

Kevin: True, but keep going.

Olivia: That Pokémon cards might be worth less later than they are now?

Kevin: Close. You just can’t rely on them appreciating in value forever. There’s one other good lesson in this analogy.

Olivia: That you shouldn’t lend me money?

Kevin: A-ha, exactly right! You’re fourteen and have no source of income. What would convince me to lend you money if I’m not sure you can pay it back?

Olivia: Because you could’ve taken my $50 Charizard. So you could have either made $10 or gotten something worth what you gave me. If people didn’t realize Pokémon was dumb, then there was no way for you to lose anything.

Kevin: Now, instead of a loan of $50, imagine that it’s hundreds of thousands of dollars; then instead of a Pokémon card, it’s your house. The U.S.’s prosperity was built on the idea that real estate/Pokémon would never go down. Multiply this wishful thinking by thousands of people in America and you can see the scale of our problem.

Since you couldn’t pay me back, I can’t pay my bills and I can’t loan out any more money. Our country is dependent on the ability to borrow money.

Olivia: That doesn’t make any sense. If I borrow money from you, I’m going to spend it.

Kevin: Well, the idea is that you’ll spend it in a way that will make you more money in the future—like college or starting a business.

Olivia: Oh, okay. I have a question for you: did you use the Pokémon example because you think I’m a nerd?

Kevin: I just wanted to make it easy for you to understand.

Olivia: Fine. But stop telling people I play World of Warcraft. I’m totally over that.

Kevin: Don’t worry, Olivia. I used to be into way nerdier things. Have you heard of Magic: The Gathering?

Olivia: What the hell is that?